What is the advantage of getting a business credit card instead of a personal credit card?
Right now, there are two huge advantages. First, everything you spend on a business credit card is easy to justify as a business expense so it’s deductible. Second, everything you charge on a business credit card will not show up on your personal credit reports. So, if you max out the balance or the credit limit of a business credit card, it will not affect your personal credit. You still keep a 780 personal credit score even though your business credit card is maxed out. If you did that on a personal credit card, your score of 780 would go down to 660 or 680, for example.
If you need unsecured business credit cards, go to fastunsecured.com. The Fast Unsecured helps you with low interest rates, zero percent ETR, high credit limits, 60-minute approvals, 72-hour funding, and a 2-minute online application. No documents are needed and it’s super-fast. That’s essentially it. We do all the work for you. We know where to go. We know where to apply, where they have the highest limits, and the lowest rates.