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Frequently asked questions

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What will be my Interest Rate?

Interest Rates will typically be in the 7% to 24% Range, averaging out around 12%.

What is the Maximum Credit Limit I can obtain?

$50,000 is the Maximum Credit Limit we have ever seen on a NEW Credit Card Approval, either Personal or Business. You can, however, increase your Limit to as high as $100,000 by asking for Credit Limit Increases every 3 Months as you use your Credit Card Account responsibly.

Can you get me any kind of Financing other than Credit Cards?

Fast Unsecured gets you unsecured credit cards quickly and efficiently. Our Corporate Cash Credit solution will help you get funded at local banks in your area for Business loans, lines of credit and credit union loans.

Do You Submit all the Credit Applications for Me?

Yes, we submit all Credit Applications for you – You just need to follow up with each Lender and provide anything they ask for, such as Proof of Address, Photo ID, etc. Proof of Income is typically NOT needed.

Will I Need to Provide a Copy of My Social Security Card?

Probably not, but some Lenders may ask for it, specially if your Credit History is short or if you have any Fraud Alerts on your Credit.

How do I pay your Success Fees?

You pay our Success Fees using the actual Credit Cards you receive in the mail, and the transaction will be a Purchase Transaction and will go on the Purchase APR.

Will Business Credit Cards Show on my Personal Credit?

No, they typically won’t. This means you can use your Business Credit to the maximum without lowering your Personal Credit Scores.

How will you know which Credit Cards I got Approved for?

We will know because you will need to provide us with an Approval or Denial Letter within 30 Days for every Credit Application we submit for you. Lenders are required to send you their decision in writing in the mail, and you will email or fax us these Letters as you receive them.

Which Credit Card Companies Offer the Largest Credit Limits?

Carl the Credit Guy answers: Which Credit Card Companies Offer the Largest Credit Limits?

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  • discover card
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