If you consider yourself to be undisciplined or lacking in self-control, then credit cards are very bad for you, because having access tothe available credit can cause you to go out and spend it all, leaving you unable to pay your debts. However, if you’re disciplined and haveself-control, having a
While there are other options for financing, credit cards can be a smart and convenient way to accrue additional funds and build your credit score. Here is a basic run down of what to expect in the process of applying for a credit card as well as some helpful tips
Source: Nick Youngson Supposedly you are not able to remove them until they expire – which can take as long as ten years. However, the way the credit reporting system works and the FCRA (Fair Credit Reporting Act) works is that everything that is on a credit
Let’s say for example, you have an open mortgage and you were late two months ago and you cannot get rid of the mortgage. You have to skip the mortgage payment, but you need to remove the late payment to fix your credit. How do you deal with that?
There’s no right answer to this. This depends on your credit rate, your credit score, the strength of your credit history and the number of inquiries you have. For example, let’s say you go to Lender A as the first lender you apply to within the last twelve months. You
While there are other options for financing, credit cards can be a smart and convenient way to have extra funds and build your credit score. Here is a basic run down of what to expect in the process of applying for a card and some helpful tips and information along
Right now, there are two huge advantages. First, everything you spend on a business credit card is easy to justify as a business expense so it’s deductible. Second, everything you charge on a business credit card will not show up on your personal credit reports. So, if you max out
Having a good credit report is important to be eligible for approval with major credit cards companies like Capital One or Chase which lead the market with marvelous services and credit facilities. Many people do not know the steps the banks go through before issuing a new credit card! Credit
Upon graduation, many people immediately prioritize the payment of their student loan payments above anything else. But, sometimes, life can be unfair, and they may have to battle with a finding or losing a job, medical issues, a messy divorce, or another financial obligation that may force their priorities
